Comprehensive Cover, Exceptional Rewards.

Protect yourself and your loved ones with smart risk planning, while unlocking premium discounts, cashbacks, and retirement benefits that grow with you.

Discover the benefits of smarter risk planning designed to protect, reward, and empower you

01

Affordable comprehensive cover

Your Life Plan is customisable to suit your lifestyle, offering comprehensive cover for you and your family from R200* per month.

02

Up to 48% premium discount

Simply integrate your current Discovery products, such as your Discovery Health administered medical aid, Vitality, and Discovery Bank, with your Discovery Life insurance to receive an upfront and ongoing premium discount of up to 48%.

03

PayBacks of up to 100%

The Double PayBack benefit gives you up to 100% of your premiums back in cash when you manage your health and wellness through the Vitality program.

04

Boost your retirement funding

The Income Continuation Fund** converts your health and wellness management through Vitality before retirement into significant value that can be used to supplement your retirement funding.

05

Supplement your retirement funding

Add the Cash Conversion Benefit*** which pays out up to 100% of your Life Fund in 10 equal yearly instalments from the age of 65, tax-free, without reducing your cover. This provides unmatched value in supplementing your retirement funding

*premiums are risk profile dependent

**The Income Continuation Fund is not an investment product. It is a risk-based approach with no lapse or surrender value before the payments are due.

***The Cash Conversion benefit is a risk benefit, not an investment product and therefore the benefit has no lapse or surrender value before the payouts become due.

Ready to turn your future vision into reality?

Don’t delay a decision that could transform your finances for life! If you’re looking for a financial adviser who truly cares about your future, click here to request a call back. A Discovery-accredited adviser will be in touch with you within minutes!