Smart, flexible banking
Designed around your life, your goals, and your future.
We offer a comprehensive suite of financial solutions designed to support your lifestyle, personal goals, and future plans:
01
Discovery Account
- Enjoy Vitality Travel benefits (discounts on flights, accommodation, car hire)
- Use Discovery Pay to instantly settle medical co-payments or transact with friends without sharing bank details.
- Earn boostable interest rates through Vitality Money by improving your financial health.
02
Savings Accounts & Goal-Based Savings
- Demand Savings: immediate access with variable interest
- Notice & Fixed Deposit Accounts: for higher returns when you commit to terms.
- Open new savings or foreign currency accounts with just a few taps in the app.
03
Transaction Accounts, Credit, & Banking Suites
- Choose from a range of daily banking accounts, credit cards, or full “suite” packages combining several services.
- Suites like Purple and Black offer advanced features: manage cards, limits, foreign currency transactions, dynamic rewards, etc.
- Dynamic Interest Rates: your interest on balances and borrowing rates react to your Vitality Money status.
04
Payments, Transfers & Innovations
- PayShap: send or receive instant payments up to R3,000 using just a registered cellphone number.
- Instant Pay & Contact Payments: real-time or normal digital transfers depending on your account and limits.
- Health Pay: link your Discovery Health membership and pay medical co-payments directly at pharmacies, hospitals, or service providers without cash or fuss.
Ready to turn your future vision into reality?
Don’t delay a decision that could transform your finances for life! If you’re looking for a financial adviser who truly cares about your future, click here to request a call back. A Discovery-accredited adviser will be in touch with you within minutes!