Smarter Protection for Your Car and Home
Market-leading insurance that rewards safer driving and smarter living.
Car Insurance: Comprehensive & Rewarding
No excess on theft / weather / insured third-party claims
If your vehicle is stolen, damaged by the elements, or involved in a collision caused by an insured third party, you won’t pay an excess.
Tailored benefit features
Choose add-ons like the Write-off Accelerator or Retail Value Booster to enhance your cover and protect yourself against depreciation.
Vitality Drive rewards
Drive safely and you can earn up to R1,500 fuel cashback each month (depending on status) through Vitality Drive.
Intelligent safety & telematics
The DQ-Track system (smartphone + sensor) monitors driving patterns, enables features like Impact Alert, weather warnings, panic button, and stolen vehicle tracking.
Vehicle warranty & breakdown cover
For an additional premium, you can cover mechanical breakdown or electrical failure of key systems — up to 36 critical components.
Car hire & alternative transport benefits
When making a valid claim, Discovery may provide a hire vehicle (or Uber benefit) for a limited number of days.
Vitality Car Rating / resale value boost
Your driving behaviour over time can influence your car’s resale value — drivers with high ratings can see a potential boost up to 15% when selling their vehicle through certain partners.
Home Insurance: Buildings, Contents, & More
Comprehensive coverage
Protect your home structure, contents, and portable items under one policy, with flexible options to suit your needs.
No excess for theft / weather events
Valid claims arising from theft, storm, hail, flooding, fire, or malicious damage carry no excess.
Home Assist / service benefits
Access built-in services like Home Assist, Online Vault, and Estimated Maximum Loss support — all at no additional cost.
Building cover features & extensions
The building side can include cover for burst pipes, geyser damage, garden / irrigation damage, accidental property damage, and options like subsidence / landslip, wear/tear on water systems, or flexible excesses.
Unoccupied property cover
If your home remains unoccupied for extended periods (beyond 60 days), certain policies can still provide cover with conditions.
🌟 Why Choose Discovery Insure? 🌟
Flexible, tailored plans
Choose features and benefit levels that match your lifestyle and risk tolerance.
Innovative safety & tech
Benefit from leading telematics, alerts, and safety features that work behind the scenes to protect you.
Shared-value reward model
Your good behaviour — such as careful driving — is rewarded with cashback, discounts, and improved status etc.
Transparent terms
Discovery publishes detailed plan guides with terms, conditions, exclusions, and benefit schedules to ensure clarity.
Strong support & claims service
Their service includes modern claims processing, online support, and assistance features like repair networks and home support.
Ready to turn your future vision into reality?
Don’t delay a decision that could transform your finances for life! If you’re looking for a financial adviser who truly cares about your future, click here to request a call back. A Discovery-accredited adviser will be in touch with you within minutes!